I've recently been researching the structured settlement (annuity) industry. It seems like as soon as someone has a guaranteed set of future payments, you will get structured settlement brokers reaching out, offering to buy out their future payments for a (often low-ball) lump sum today, and many will take it. Will you permit these kinds of side deals?
Right, often the guarantee of future payments can be treated as collateral to make getting a loan much easier. At a minimum it can be used to show proof of future income.
