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It's also part of the EMV Specification and can be read with any nfc or smart-card capable reader. You don't need a special payment terminal.

https://www.emvlab.org/emvtags/show/t5F20/

There is one store in my neigbourhod where the payment terminals show this field (my full name) on the screen during checkout. I was very surprised when I noticed this the first time.

But apparrently not all card issuers fill the field with correct data. One card, a prepaid Visa from a big fintech, has "N/A" programmed in the field.



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