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The part that confuses me is my knowledge of cheques runs like this

1) You deposit a cheque into your account 2) The bank debits the account on the cheque 3) The bank credits the money to the account of the receiver. 4) Cheque clears.

Surely step 2 has been missed out here? The account number on the cheque was probably fake so this sort of thing should have been nipped in the bud straight away.



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