I think it is one thing to have regulatory risks(of course those are always present), but another to have a recent history of investigation and to be wrapping up the largest fine in history.

Obviously some or even many people will take these risks as a possible promise of greater returns and for the sake of Rh, I hope they get better and better at navigating the regulatory waters. It would be interesting to see the financials if and when another prolonged downturn happens.