Plenty of low-income people do their best to follow the law out of conscientiousness. I know some of them personally.
I object passionately to the idea that, when people misunderstand communication that's designed to be maximally misleading, subject only to the constraint of legal defensibility, they are entirely to blame for falling into the trap.
Adobe should be very clear and upfront about their early cancellation fees.
"Annual plan, billed monthly" is demonstrably not maximally misleading.
If it said "monthly subscription" without clearly identifying the annual commitment, that would be maximally misleading.
I will grant you that it could say "Yearly plan", not "Annual plan", and be less misleading; they do appear to use this alternative phrasing in A/B tests.
If anyone from Adobe is reading this thread: make that change.
(And sort out your Photography plan: make a slimmer version of Photoshop that really does have just the features photographers need, and offer a plan for that.)
I object passionately to the idea that, when people misunderstand communication that's designed to be maximally misleading, subject only to the constraint of legal defensibility, they are entirely to blame for falling into the trap.
Adobe should be very clear and upfront about their early cancellation fees.