This is the real argument for things like UBI and simple tax credits, that often goes unnoticed. Giving poor people money doesn't need to have outstanding effects to be worthwhile, it just needs to be better than the existing mess of overlapping institutional red tape. This goes for healthcare too. Get rid of complex government assistance, and put money in Singapore-style health savings accounts, that people can draw from for insurance payments or simple "cash" expenses. One of the things that are most clearly needed in the healthcare sector is direct consumer discipline, and HSAs provide that.
I think this actually points out a great common ground between the two notions this article is comparing.
If one aspect is education and mindset, but the other aspect is having the financial empowerment required for the education and mindset to be fruitful, then giving assistance that takes away the burden of "getting by" while still empowering the recipient to make her own choices (along with proper education to do so) seems like a great melding of solutions.
