> They'll just load you with tons of debt, making it harder to even get by let alone do what you love as a side gig
That seems to be a somewhat US-specific problem. In many other countries, university education is much more affordable, in some cases even entirely free. In my country (Australia), the government pays two-thirds of the tuition cost of most undergraduate degrees, and will lend you the remaining third - while that debt is still a burden for some, it is nowhere near as bad as the US. Other countries (such as France or Scotland), the government pays 100% of tuition
That seems to be a somewhat US-specific problem. In many other countries, university education is much more affordable, in some cases even entirely free. In my country (Australia), the government pays two-thirds of the tuition cost of most undergraduate degrees, and will lend you the remaining third - while that debt is still a burden for some, it is nowhere near as bad as the US. Other countries (such as France or Scotland), the government pays 100% of tuition