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This might not be quite the same, but I’ve been using YNAB for years now. I religiously budget and track every dollar spent. It takes me maybe 20-30min/week, and it’s provides so much peace of mind knowing where every dollar is going, and more importantly, knowing what every dollar in my bank account is set aside for.

You do need to adopt their zero-based envelope budgeting paradigm though. It’s very opinionated.



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