A couple years ago I switched from a standard, contract-based US cell phone plan to a prepaid service it has felt so much more natural. Have a messed up my autopay and my phone just stop working in the middle of the day? Yep. But You just find some WIFI, pay, and its back on in minutes. I know exactly what my service costs: $35 dollars. No fees, taxes.
I stopped ~all autopays when (Boost Mobile?) deduced 200 instead of 20usd from my debit account one month in college. They refunded the difference relatively quickly, but I racked up 5 or 6 overcharge fees before realizing; ended up being a pita for an already broke 18 y/o to figure out.
I was a broke and stupid kid. Never use a debit as an autopay. But since then I like to track where each penny goes as it goes.
Why would one ever want to add a watch to a phone bill? ISPs are notoriously fleecing their costumers on every front, why would you ever go to them to get a loan?
Weird. The cheapest T-Mobile non-prepaid plan I see is $50 + taxes and fees, and that is without watch service. The cheapest T-Mobile prepaid I see is $30 + taxes and fees, and that also is without a watch.
I pay $20 for the phone plan, and $10 for the watch add-on. No fees or taxes Feels reasonable to me.