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When it comes to motor vehicles we're CONSTANTLY paying for other people's mistakes. The unfortunate reality is that driving is the number 1 cause of death for most demographics.

We cannot treat it like we treat other things, simply due to the extreme risk. That means we have to prevent accidents any way we can and put safety nets where we can.

Yes, it sucks that now you're going to have to pay marginally more for your vehicle. If it's any consolation, you're already paying 10x more than you should for the variety of safety structures in place, research, testing, regulations, policing, etc. The fruits of this are real, though. Please look into vehicle fatality statistics.



Tbf the reason we treat autos risk like this is less about the extreme risk of autos and more about politics and culture.

There 1001 ways we could ensure that most of the cost and externalities of driving are not foisted on others, but we don’t do that because so many people drive and most vote, if they think getting fewer auto deaths means they’ll have to pay $0.01 for parking or that they might be 1% more likely to be caught when they speed, they reject it.

So instead we socialize it, pushing costs, inconveniences, injuries and death on others.




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