Claude desktop editing files and running commands via the desktop commander MCP is pretty much equivalent functionality wise to Claude Code. I can set both of them to go, make tea, and come back to see that they're still cranking after modifying several files and running several commands.
These companies are all for-profit, regardless of what altruistic intent they are trying to spin. Free tier usage and fixed price buffets are obviously not where the profit is, so it's hard to blame them for usage-based pricing for their premium products targeting mass adoption.
It's just a UI difference.