It was intentionally silly and exaggerated, because every "if you're established you can no longer take risks" claim is predicated on the idea that the only outcome of that risky venture is full success, or complete failure that leads to broken families and a drunken ex-developer living under a bridge.

Yet often people just...get a job again (such as in this story). Exactly as the non-established person does. It really isn't that much of a difference. Life goes on.