I signed up for Simple because of the pretty video and app and I was hooked. I now spend everything from Simple and just use my old Wells Fargo account for recurring bills. It's a beautiful app, has a cool goals feature, and alerts you right away how much you just spent, which is helpful for verifying your receipts. Their customer service is like WP Engine status and you can chat them right away. Their transaction categorizing it 10x better than Mint. Mint puts 1/3 of my stuff as uncategorized.
I only hope they don't go the way of Mint, even though they're two different products. Has Mint improved any features at all since they were acquired?
> Well, they added the nice "feature" of bugging you sign up for partner offers, whether loans, credit cards, or whatever.
That was the whole business model that Mint was based upon. They'd give you the service for free, and make money on lead-generation.
When they were a startup, they could afford not to be quite so annoying about it. Now that Intuit owns it, they can no longer keep burning cash. They have to show that they can make a profit. If lead-gen won't do it, then they'll have no choice but to start charging.
Most of the original team is gone. We have a startup that is trying to innovate and fill the gap in this space. If you're interested, check out https://www.budgetsimple.com
Mint categorizes most of my stuff correctly, it can take a little learning for it to know what services are tied to what category. Also, I see Simple and Mint as different services. At least how I use Mint, I track all of my income and expenses through it (loans, cards, investments, etc...), while simple just handles a single bank card. While there is some overlap in functionality between the 2, I don't see them as the same.
Yea, Mint is the aggregator of all of your accounts into one platform so it's pretty cool in that regard, although there haven't been many improvements since 2008.
The absolute best thing about Simple is their goals, I just got into them and they really reshape your thinking about planning your money for future goals. What makes them better than Mint is that they actually hide your money in your goals every day
I only hope they don't go the way of Mint, even though they're two different products. Has Mint improved any features at all since they were acquired?